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The Ludhiana Central Cooperative Bank Ltd.

WAY TO BRANCHES

Sr NoName of the branchAddressPhone NoIFSCode
11100-Head Office72B, Rakh Bagh, Civil Lines, Ludhiana, Punjab 141001, India0161-2432412
21101-Civil Lines. Ludhiana72B, Rakh Bagh, Civil Lines, Ludhiana, Punjab 141001, India0161-2430499UTIB0SLDH01
31102-Model Town LudhianaBindra Complex Tikona park 3761, near Baba Deep Singh Gurudwara, Model Town Extension, Model Town, Ludhiana, Punjab 141002, India0161-2456782UTIB0SLDH01
41103-Sarabha Nagar Ludhiana102, near Hero Bakery, Green Field, Shaheed Bhagat Singh Nagar, Ludhiana, Punjab 141001, India0161-2425393UTIB0SLDH01
51104-Super Market LudhianaVRV3+924, Ludhiana, Punjab 141012, India9781110763UTIB0SLDH01
61105-Adda DakhaSekhon Market , Mullanpur Dakha, RMVF+57F, Mullanpur Dakha, Punjab 141101, India0161-2878092UTIB0SLDH01
71106-Ayali Khurd5, Dashmesh Nagar, Ayali Khurd, Ludhiana, Punjab 141027, India9256834692UTIB0SLDH01
81107-Budhewal Sugar MillWX3X+38J, Budhewal, Punjab 141112, India0161-2830374UTIB0SLDH01
91108-BhundriWHRH+JG6, Bhundri, Punjab 142025, India1624248534UTIB0SLDH01
101109-Doraha2, Railway Rd, Dashmesh nagar, SBS Nagar, Doraha, Punjab 141418, India1628257023UTIB0SLDH01
111110-DehlonPVV3+PG8, Dehlon-Sahnewal Rd, Punjab 141118, India1612850038UTIB0SLDH01
121111-Dhamot kalanM2PJ+63H, Dhamot, Punjab 141413, India1628278059UTIB0SLDH01
131112-GillRVV6+CW6, Janta Colony, Brahman Majra, Punjab 141116, India1612814501UTIB0SLDH01
141113-GujjarwalPPXX+WJX, Gujjarwal – Ballowal Rd, Gujjarwal, Punjab 141202, India1612865075UTIB0SLDH01
151114-HumbranWMQC+22Q, Firni S Rd, Hambran, Punjab 141110, India16128716480UTIB0SLDH01
161115-IssruM4C4+GWC, Isru, Punjab 141414, India01628-275031UTIB0SLDH01
171116-JagraonRF5G+367, Tehsil Rd, opp. CNG Grewal Petrol Pump, Karnail Gate Muhala, Jagraon, Punjab 142026, India1624222730UTIB0SLDH01
181117-JandialiVX9R+8QC, Jandiali, Punjab 141112, India1612843231UTIB0SLDH01
191118-JodhanQQV3+Q2C, Jodhan, Punjab 142029, India1612842315UTIB0SLDH01
201119-Kila RaipurQR6G+Q69, Kila Raipur, Punjab 141201, India1612851233UTIB0SLDH01
211120-KamalpuraPG5G+38 Kamalpura, Punjab, India1624232287UTIB0SLDH01
221121-katani KalanV32M+HJ7, Chandigarh Rd, Punjab 141113, India1612833828UTIB0SLDH01
231122-KhannaP62G+VHP, GTB Market, Khanna, Punjab 141401, India1628220488UTIB0SLDH01
241123-Koom KalanW368+9J8, Koom Kalan Partapgarh Link Rd, Koom Kalan, Punjab 141126, India1612832120UTIB0SLDH01
251124-MachhiwaraW55R+GQC, Krishnapuri, Machhiwara, Punjab 141115, India1628250046UTIB0SLDH01
261125-MalaudhJWMR+J56, Malaudh – Payal Rd, Malaudh, Punjab 141119, India1612857347UTIB0SLDH01
271126-ManukeMFC5+GR3, Lakha Manuke Link Rd, Manuke, Punjab 142034, India1624250228UTIB0SLDH01
281127-PayalMain road, opposite Jain Petrol Pump, Ramgaria, Payal, Punjab 141416, India1628276227UTIB0SLDH01
291128-PabbianQHQ6+7W4, Firni Rd, Pabbian, Punjab 142023, India1624235018UTIB0SLDH01
301129-PakhowalPP64+24C, Pakhowal, Punjab 141108, India1612866022UTIB0SLDH01
311130-RaikotJHXX+PJG, Raikot, Punjab 141109, India1624264046UTIB0SLDH01
321131-RauniH3XP+95G, Rauni, Punjab 141415, India1628277092UTIB0SLDH01
331132-Rara SahibPWHW+38V, Rara Sahib, Punjab 141419, India1628273772UTIB0SLDH01
341133-SahnewalOld grain market, Sahnewal, Punjab 141120, India1612844134UTIB0SLDH01
351134-Salem Tabri LudhianaNeta Ji Nagar, Central Bank, WRMQ+6V7, Salem Tabri, Ludhiana, Punjab 141008, India1612782909UTIB0SLDH01
361135-SamralaNear H.D.F.C. BANK, R5MX+PH9, Chandigarh Rd, opposite Burger Bite, Samrala, Punjab 141114, India1628262423UTIB0SLDH01
371136-Sidhwan BetWFGF+CFP, Sidhwan Bet, Punjab 142033, India1624240397UTIB0SLDH01
381137-SudharQMF2+462, SH 13, Sudhar, Punjab 141104, India1624275292UTIB0SLDH01
391138-Sugar Mill Jagraon at Galib KalanRCQ2+59J, Galib Kalan, Punjab 142036, India1624236342UTIB0SLDH01
401139-SihauraM234+PCQ, Sehaura, Punjab 141413, India1628279210UTIB0SLDH01
411140-Swaddi KhasVH7M+M8P, near Dana Mandi, Vpo, Sowaddi, Punjab 142025, India1624246141UTIB0SLDH01
421141-BarundiMP9G+C69, Phirini Rd, Barundi, Punjab 141205, India1612868240UTIB0SLDH01
431142-DhandraRRMJ+M4F, Dhandra – Alamgir Rd, Dhandra, Mahmudpura, Punjab 141116, India1612815051UTIB0SLDH01
441143-KalakhPQ8M+GC, Kalakh, Punjab 141202, India1612863863UTIB0SLDH01
451144-KhawajkeXXJF+2V2, Mattewara, Punjab 141007, India1612822257UTIB0SLDH01
461145-Kaunke KalanQC89+2XH, Kaunke, Punjab 142035, India1624231933UTIB0SLDH01
471146-LodhiwalaWCJ6+RMH, Ludhiana, Punjab 142033, India1624242418UTIB0SLDH01
481147-MehdudanR34V+WPX, Mehdoodan Rd, Madudan, Punjab 141421, India1628245450UTIB0SLDH01
491148-NathowalJG77+645, Nathowal, Punjab 142032, India1624261716UTIB0SLDH01
501149-Panj GarainaX56G+4QQ, Panjgrain, Punjab 141115, India1628248419UTIB0SLDH01
511150-TibbaRW4W+2G5, Dehlon-Sahnewal Rd, Dharour, Sahnewal, Punjab 141206, India1612844588UTIB0SLDH01
521153-Maherna KalanJQQ9+RW7, Maherna Kalan, Punjab 141205, India1612868999UTIB0SLDH01
531156-GoslanQ78M+P46, Goslan, Punjab 141411, India1628286553UTIB0SLDH01
541157-SiharMWR6+QHM, Siahar, Punjab 141117, India1612857729UTIB0SLDH01
551158-Talwandi RaiMHXF+RGJ, Talwandi Rai, Punjab 141109, India1624263488UTIB0SLDH01

WAY TO ATMs

Sr NoName of the BranchAddress
11101-Civil Lines. Ludhiana72B, Rakh Bagh, Civil Lines, Ludhiana, Punjab 141001, India
21108-BhundriWHRH+JG6, Bhundri, Punjab 142025, India
31112-GillRVV6+CW6, Janta Colony, Brahman Majra, Punjab 141116, India
41116-JagraonRF5G+367, Tehsil Rd, opp. CNG Grewal Petrol Pump, Karnail Gate Muhala, Jagraon, Punjab 142026, India
51117-JandialiVX9R+8QC, Jandiali, Punjab 141112, India
61124-MachhiwaraW55R+GQC, Krishnapuri, Machhiwara, Punjab 141115, India
71127-PayalMain road, opposite Jain Petrol Pump, Ramgaria, Payal, Punjab 141416, India
81135-SamralaNear H.D.F.C. BANK, R5MX+PH9, Chandigarh Rd, opposite Burger Bite, Samrala, Punjab 141114, India

COPYRIGHT 2022| The Ludhiana Central Cooperative Bank Ltd
017189

ATM & NEFT/RTGS Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1ATM ChargesAnnual ATM card charges ->1st year free ->2nd year – Rs.100/-Same Charges
2ATM Financial TxnATM Aquirer (Financial Txn) charges, after 5 transactions – Rs.21/- per transactionSame Charges
3ATM Non-Financial TxnATM Aquirer (Non Financial Txn) charges, after 5 transactions – Rs.7/- per transactionSame Charges
4New ATM card issue charges1st ATM card is freeSame Charges
5For reissue of ATM card – Rs.200/-Same Charges
6SMS ChargesRs. 15/- per QuarterSame Charges
7RTGS/NEFT chargesNo chargesNo charges

Bank Gurantee Against Deposit Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Bank Guarantee against depositMinimum charges Rs.500/-Up to Rs.500000- 2% p.a.Above Rs. 500000 – 1% p.a.Charges to be levied at the time of issuing of guaranteeSame Charges

Interest Certificate Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Interest certificate/ Balance certificateFirst copy- FreeSubsequent copy- Rs.100/-per copyNo charges

Photo Attestation and Signature Verification Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Photo attestation chargesRs.50/- for Saving AccountsRs.100/- for Current AccountsNo charges
2Signatures verification chargesRs.50/- for Saving AccountsRs.100/- for Current AccountsFree for- Students, Defence forces, War widows, Physically handicap & Signature attestation for ECS purposeNo charges

Account Closer Charges Saving/RD

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Account closer chargesUp to 1 year account Rs.500/-above 1 year account Rs.250/-No charges for deceased casesNo charges
2Closing of RD A/c before maturityRs.100/-On account of death of customer no charges should be levied.Same Charges
3Penalty for late payment of RD installmentPenalty charges to be levied for delayed installments in Recurring Deposit Accounts @ Rs.2/- for Rs.100 p.m. irrespective of periodicity of deposit (Minimum Rs.20/-)Same Charges

Cash Deposit in Current Account*

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Cash deposit in Current Account (except Govt./Coop. Institutions.)No chargesNo charges

Payments under CBS other than Parent Branch

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Payments under CBS Other than parent branchCash Payment/Deposits under CBSOther than parent branch customers.No chargesNo charges

Excess Debit Entries Charges in SB Account

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Charges for excess debit entries in SB AccountAfter 30 Manual Debit entries per half year, Rs.5/- per entryshould be debited by system,No charges

Saving/Current Account->Cheque Book Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Cheque Book charges Saving Bank A/cOne cheque book containing 20 leaves free per half year Rs.2.50/- per leaf for extra cheque.Same charges
2Cheque Book chargesCurrent A/cNo free cheque book is to be issued. Rs.3.00/- per leaf for each cheque.Same charges

Saving/Current Account->Minimum Balance Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Maintenanceof Minimum BalanceSaving Bank DepositsThe Customer who does not maintain minimum balance of Rs.500/- and Rs.1000/- withcheque book facility in his account the service charges shall be levied atthe following rates per month:Rs.100/- per month, will be debited every month.No charges for Senior Citizens.No charges
2Maintenanceof Minimum Balance Current AccountMin. balance Rs.5000/- is to be maintained.Rs.300/- per month, will be debited every month for non-maintenance ofminimum balance.Same Charges

Account Statement and Duplicate Pass Book Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Statement of account All types of accounts.One statement for current month and proceeding month is free.Rs.50/- per statement for other months of current financial year.Rs.100/- per statement for proceeding financial years.No service charges for statement through own registered E-Mail.No charges
2Duplicate Pass BookFirst Pass-Book free.Additional passbooks on completion of previous passbook is also free.Rs.100/- for issuing duplicate passbook on request.Same charges

SAFE Custody and Locker Rent Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)ChargesApplicable Charges {For Bank Staff (Including Retired)}
1SAFE CUSTODY CHARGESNA
2LOCKER RENTLocker (one size)Rs. 1000/- p.a.Rs 500/- p.a. without lien
Note: In case of loss of key of the Lockers, actual expenditure incurred for breaking open the locker and changing the lock by manufacturers of lockers, should be recovered from the account holders. Penalty charges per Quarter or part thereof:
Penalty in case of lost key will bbe borne by the customer
* Any default will atract penalty charges for a full quarter.
*The rent should become due w.e.f. 1st of succeeding month, in which the locker is leased out. One month may be allowed for payment of rent due.

Standing Instructions and STOP Payment Instructions

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1STANDING INSTRUCTIONSRejection/Failure charges are Rs.50/- per instruction once during a month.For RD account rejection charges are Rs.25/- per instruction once during a month.No charges
2STOP PAYMENT INSTRUCTIONAll types of accountsPer instrument Rs.100/-andRs.50/- for additional each instrument in a single instance.Same Charges

Issuance/Cancellation of Banker Cheque /Pay Order/DD

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Issuance of Banker cheque/ Pay order/DDUp to Rs.10000/- Rs.50/- Above Rs 10000/- Rs.50/- plus Rs.3/- per thousand for amount above Rs.10000/- Maximum Rs.10000/- Branch Manager is authorized to waive charges to Govt./Semi-Govt./ Cooperative Institutions, having good amount of deposit.Every Staff Member is entitled for one free draft/ payorder of any amount in a month
2Issuance of Duplicate Banker’s cheques/DDsRs.100/-No charges
3Revalidation/Cancellation Of Pay order/DDsRs.50/-No charges

Cheques/ECS- Outward Inward

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Outward Cheques/Bills returned unpaidCharges for outward Cheques/Bills Clearing Returns, outward loan Cheques return. Rs.100/- per instrumentSame Charges
2Inward Cheques/Bills return unpaidRs.100/- per instrument.Same Charges
3ECS outward and inward clearing returnRs.100/- per instrumentSame charges

Collection of Outstation Cheques/Bills

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Collection of Outstation ChequesUp to Rs. 5000/- Rs 25/- From Rs 5001/- to Rs 10000/- Rs.50/- From Rs10000/- to Rs 100000/ Rs 100 Above Rs100000/- Rs150/- Above charges are per instrument.Same charges
2Collection of BillsUp to Rs. 10000 Rs. 50/- plus Postal charges Rs. 10001 and above Rs.6/- per thousand, Min 100/- and Max. 12000/- plus postage. No collection charges to be levied for collection of local cheques/drafts. However, out of pocket expenses be recovered in full. Collection charges in cases of outstation cheques/bills should be levied on the gross amount of instrument. Further, No charges to be taken from Senior Citizens/pensioners for collection of pension up to Rs 10000/-Same charges

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